Oversees and administers the credit risk management of the Bank’s commercial loan portfolio. Supports the Business Plan and carries out the intentions of the Credit Policy. Actively participates in a consultative role with Relationship Managers in implementing and interpreting credit policy through discussions of:
While performing the essential functions of this position, the employee is regularly required to move about to various locations to attend meetings and accomplish tasks. The employee will need to travel and operate a motor vehicle. Some mobility in order to retrieve and file paperwork is necessary. The employee is expected to operate a computer terminal. Communicating and the ability to exchange information are essential. Sedentary work involves sitting for long periods at a time. The employee is required to perform such activities as prepare and analyze data and inspect documents.
There are several functions that require good judgment and decision making responsibilities, e.g., credit authority and administrative duties. These responsibilities require good communication and understanding while working with the Relationship Managers and Executive Management.
Every credit decision, administrative responsibility and recommendations to Executive Management is supported by personal responsibility, operating within the Bank’s credit policies and code of ethics, e.g, extend credit with proper underwriting guidelines with an acceptable risk